Top 10 Reasons to Buy Travel Insurance
Whether you take one vacation a year, or travel internationally on a regular basis for your business, a good travel insurance plan will cover you for virtually every unexpected contingency. From travel delays due to bad weather or a missed connection, a lost piece of luggage, or a medical emergency in a foreign country, help is only a phone call away. TODAY Travel Editor, Peter Greenberg, recommends purchasing travel insurance to protect your financial investment and your peace of mind. In a recently published article, Greenberg lists nine reasons why he thinks travel insurance is a must-have accessory, and we've added a 10th reason of our own:
- Your flight has been cancelled.
- Your bags are lost and your medication is in it. You need to have an emergency prescription filled.
- Your passport and wallet are stolen, and you need emergency cash and a replacement passport.
- You're involved in an accident and adequate medical treatment is not available. You need medical evacuation.
- You need to cancel your trip due to illness.
- Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
- You have a medical emergency in a foreign country.
- A terrorist incident occurs in the city where you're planning to visit and you want to cancel your trip.
- A hurricane forces you to evacuate your resort, hotel or cruise.
- In response to our tough economy, we've added a 10th reason:
you lose your job but you've already paid for your trip or cruise and need your cash back.
Protect your travel investment with travel insurance
Travel insurance is a great way to protect your travel investment. By choosing to offer travel insurance, your travel agent is providing you a financial safety net for most unforeseen travel inconveniences. Access America travel insurance plans have been created to suit most any traveler's coverage needs. Many of our travel plans include benefits like:
- Trip Cancellation/Interruption
- Emergency Medical/Dental coverage
- Emergency Medical Transportation
- Baggage Loss/damage
- Travel Delay
- Travel Accident
- Rental car protection
And all of our plans come with our award...winning customer service!
We also provide one of the largest lists of covered reasons for trip cancellation and trip interruption including injury, illness, legal separation/divorce, strikes, natural disasters, bad weather, jury duty, traffic accidents, normal pregnancy, job loss and more.*
Be sure to read the certificate of insurance and letter of confirmation for the specifics on what your plan covers. If you're not satisfied, Allianz Global Assistance will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or departed on your trip.
Save money, safeguard your journey, and make your vacation memorable for all of the right reasons. Ask your travel agent which Allianz Travel Insurance plan is right for you.
*Please see Certificate of Insurance/Policy for exclusions, limitations and restrictions that may apply to the plan purchased.
Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakwood Terrace, IL), rated "A..." (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101...C series or 101...P series, depending on the insured's state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.
PLEASE BE ADVISED: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets. Plan may not be available in all jurisdictions.
California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as Allianz Global Assistance Insurance Agency, License # 0B01400.
Florida Residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.
New York Residents: The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer's expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer's compensation, except as otherwise provided by law.
Utah Residents: We are doing business in Utah as Allianz Global Assistance Insurance Agency. Allianz Travel Insurance www.allianztravelinsurance.